If the applicant’s creditworthiness is good and he can wait a few days for money, some of his bank loans will be the best choice for him. They are characterized by both low interest and APR, as well as solid negotiations and a clear contract.
Would you like a bank loan without proof of income?
Some of these products are also loans without proof of income – if a client has a regular wage account with one of these banks, he does not have to stay with the “paper” proof of income – the bank will find out everything from electronic banking.
The conditions of non-bank loans of large non-bank companies are very similar to bank loans. Also, a non-bank loan of 50,000 can be used for anything, but it will probably be necessary – in addition to proof of identity with an ID card – also “paper” proof of income. Of course there is a screening of debtors’ registers. The advantage of these non-bank loans compared to bank loans is a slightly smaller administration and usually faster settlement.
Examples of non-bank, $ 50,000 loans:
On account or on hand 3,000 – 130,000 CZK
Non-bank products with a minimum of paperwork also include fixed assets in our financial market. It is awarded between CZK 3,000 and CZK 130,000 with a maturity of 3 – 36 months. The loan is intended for applicants with a net debtor register. For Provident, the client can choose either a GREEN hand loan or BLUE to a bank account.
EverydayPus – 50000 “no registers” loan
EverydayPlus loan from OPR-Finance ranks among the fast SMS loans, but since recent times it offers the possibility to borrow up to CZK 50,000 and to repay the installments into monthly installments. EverydayPlus can be described as a “loan without registers” – less serious offenses in registers are tolerated.
Loans CZK 50,000 with property pledge
For clients who have a house or apartment that can pledge, another option is a real estate loan. These so-called US mortgages start at some $ 50,000 in some companies and you can get money for anything at a relatively low interest rate. Although it is to be said that these loans are somewhat more bureaucratic than conventional “50000 loans on OPs”.
In addition, some non-bank corporations will be able to do without US mortgage registries.
New to the last two years on our market are the so-called loan aggregators. How does it work? The applicant for a loan fills in one form where he/she chooses the required amount, presents his/her basic personal data and after submitting the application, the automated system selects the most suitable loan for the applicant. There are up to dozens of banking and non-banking companies registered in the system, and people with lower incomes or records in the register have a chance to succeed. You can find out more about loan aggregators here.